$0 Premium
No member monthly premium (by law).
Keep your fixed retirement income in your pocket with zero monthly plan maintenance cost to remain fully covered.
Group Medical Savings Account strategy
Medicare Advantage MeetsTax-Advantaged Savings
A Medicare Medical Savings Account plan can provide tax-advantaged funds you control for qualified medical expenses.
Advantage MSA Solutions helps eligible Medicare beneficiaries understand Medical Savings Account plans and evaluate whether this approach fits their healthcare and financial goals.
MSA plans combine Medicare coverage with a dedicated medical savings account that can help you pay for qualified medical expenses.
Medicare is changing
It's time your plan deposited cash into your bank account.
Traditional insurance plans take your money every month via expensive premiums. Advantage MSA Solutions flips the script. We offer a specialized, zero-premium group framework that deposits real cash from Medicare directly into a healthcare savings account that you own entirely.
Up Front Benefit
Money deposited at the start of the benefit period.
Receive an immediate cash credit deposited straight into your dedicated Medical Savings Account on day one.
Members Choose
They decide how to spend, save or invest their funds.
Members control how deposited funds are used for eligible care, saved for future needs, or invested for longer-term planning.
Potential to Grow
Members keep unspent funds for future use.
There is no use-it-or-lose-it trap. Any unspent cash remaining at year-end stays available for future healthcare security.
Hassle-free Care
No prior authorizations or referrals needed.
Members can avoid common out-of-pocket friction, including referral requirements before seeing a specialist.
Broad Clinical Access
Access to any Medicare provider across the U.S.
If a doctor, specialist, or hospital accepts Medicare nationwide, members can use that provider through the plan.
Tax Advantages
Enjoy triple tax advantages.
Funds can enter tax-free, grow tax-free, and come out tax-free when used for qualified medical care.
Special Savings
Financing program means flexibility and savings.
The program structure creates added flexibility for participants while helping preserve savings for future healthcare needs.
Invest in your health
A Medicare strategy for people who want choice and control.
MSA plans combine Medicare-covered care, a defined annual deductible, and a member-owned bank account. The result is a different kind of Medicare conversation: less about narrow networks and more about flexibility, planning, and informed account use.
The MSA operates simply
Five steps from deposit to year-end flexibility.
Fenyx Health deposits money from Medicare into the member's MSA bank account.
The member decides how to spend, save, or invest the money.
The member pays costs under the deductible using MSA funds, personal funds, or both.
After the deductible is reached, the plan pays additional covered plan costs.
Remaining money can stay available at year-end for future use.
Choose your path
Start with the situation that fits you.
Business Owner / Self-Employed
Review self-employed plan designs, business-owner eligibility, deposits, deductibles, and monthly group-fee options.
View Self-Employed OptionsGroup Employer Plans
Compare small employer options for groups with fewer than 20 employees and standard group MSA choices for larger groups.
View Group PlansPlan Members
Understand provider access, account deposits, out-of-pocket mechanics, and how different expenses affect the plan.
Understand the MSA