Group employer plan

MSA options for different size employers.

Group designs can support employees, retirees, spouses, and dependents when eligibility and plan fit are confirmed.

Plan availability

One view across the four group plan options.

Amounts shown are full-year examples. Deposits and deductibles may be prorated for partial-year enrollments.

Employers with <20 employees

Available for groups of all sizes

Fenyx Health Group MSA 7200

Employer monthly group fee: $600
Member monthly premium: $0
Deposit: $7,200($2,400 annual + $400/month)
Annual deductible: $6,000
Covered services out-of-pocket: $1,200

Available for groups of all sizes

Fenyx Health Group MSA 100

Employer monthly group fee: $0
Member monthly premium: $0
Deposit: $1,200annual only
Annual deductible: $4,000
Covered services out-of-pocket: $2,800

Fenyx Health Group MSA 200

Employer monthly group fee: $0
Member monthly premium: $0
Deposit: $2,400annual only
Annual deductible: $6,000
Covered services out-of-pocket: $3,600

Fenyx Health Group MSA 300

Employer monthly group fee: $0
Member monthly premium: $0
Deposit: $3,600annual only
Annual deductible: $7,800
Covered services out-of-pocket: $4,200

2025 Summary of Benefits Group MSA 7200 PDF thumbnail

2025 Summary of Benefits (as of 7/29/25)

2026 Summary of Benefits MSA 100 200 300 PDF thumbnail

2026 Summary of Benefits (as of 9/11/25)

Advantage MSA Fenyx Under 20 Employee brochure thumbnail

Advantage MSA - Fenyx Plan Under 20 Employee Brochure

Advantage MSA Fenyx All Employer brochure thumbnail

Advantage MSA - Fenyx Plan All Employer Brochure

Employer review

The right plan depends on group facts and participant fit.

Plan selection should consider group size, active-worker status, retiree population, dependent rules, communication requirements, and whether the MSA design improves coverage or cost outcomes.

Small employer: review group size and Medicare Secondary Payer facts.

Standard group: review active employees, retirees, spouses, and dependents.

Member education: explain deposit, deductible, provider access, and Part D coordination.